JarDinero is a mix of two Spanish words: "jardin" and "dinero".
- "Jardin": Garden - We are living in nature, it is our ecosystem and the reason for our existence. We need to be sustainable, actively preserve and protect nature. I am the happiest outside - in the green.
I am convinced of human, scientific and technological progress and thus, a long-term growing world economy.
I see my fields of competence in the following areas:
- Renewable Energy - I studied a MSc in Sustainable Energy at the leading European technical universities (DTU in Copenhagen, and ETH in Zürich), led and founded different student organizations and later taught at university level and worked for international companies in the fields.
- Sustainability - it is my passion, also linked to my academic and professional background, but also rooted in my consumer behaviour. I fight on a daily basis for more sustainability and worked in the sustainability strategy of not listed multinational companies.
- Globalisation and intercultural communication (Grew up, studied and worked in Germany, Nicaragua, China, Brazil, Denmark and Switzerland speak about 6 languages, have close friends from and been to all continents).
Read about my personal background and experience with finance:
I was extremely privileged, that my parents taught me to save money since around kindergarden and slowly showed me how to handle my money and independently use it.
My curiosity for economy and markets was raised in high-school when I took an extension course in economics while doing my A-levels in Germany.
I took over my financial self-control when I turned 18 yo (2014).
I watched and got explained financial basics by my father, a studied business economist who was investing in local projects as well as in stock markets.
After some time I started to invest in ETFs in order to be part of world-wide economical growth and get a macro-economic vision.
In the meanwhile I read and studied everywhere, from books written in the early 20th century to modern newsblogs and podcasts, about investments in different assets and areas, like stock markets, loans, P2P credits, crowd-investing, cryptocurrencies, real estate etc. and made it a passion.
Since 2017/2018 I started trading single stocks (long-term oriented) besides holding ETFs.
Also I hold shares in local businesses, like a citizens' initiative for photovoltaics development.
After first experiences, I started 2019 to broadly do P2P-lending and crowd-investing, mainly to steer my money and impact into projects that I genuinely like and support.
2020 I bought my first cryptocurrencies, rather to educate me in the topic than as an investment.
I studied and taught feasibility and investment analysis of renewable energy projects at the Technical University of Denmark, mainly based on discounted cash flow models.
I believe in value creation rather than speculation.