Golden 9

This wikifolio follows a robust All-Weather investment approach designed to perform in all economic environments – growth, recession, inflation, and crisis. The strategy has been optimized for EUR-based investors by reducing concentrated USD exposure while maintaining global diversification and return potential. The portfolio consists of complementary building blocks covering four independent risk factors: interest rates, high-quality equities, trend-following strategies, and market-neutral components. Approximately half of the interest-rate exposure is allocated to EUR-denominated bonds to reduce FX volatility, while the equity and alternative components remain globally diversified, including a controlled share of USD assets. The strategy uses index certificates, factor certificates, theme certificates and selected single stocks that are fully tradable within Wikifolio. No leverage is applied. The approach is long-term, systematic and rebalanced periodically. The EUR-optimized “Golden 9” structure includes: • EUR long-duration government bonds • EUR and USD medium-duration bonds • EUR short-duration bonds (cash-equivalent component) • Preferred shares and high-dividend income (EUR + USD mix) • Quality dividend equities (Europe + U.S.) • Broad equity exposure via certificates on major indices • Value equities (e.g. Berkshire Hathaway) • Managed futures / trend following • Low-beta / anti-beta market-neutral exposure Objective: Capital preservation in severe downturns, stable income generation, and low volatility. The strategy aims to keep drawdowns shallow while capturing long-term risk premiums across multiple uncorrelated sources.