Smart And SImple Investments

In my investments, I pursue a long-term-oriented strategy with a primary focus on USA markets. However, I do not follow a simple Hold approach. Although it has shown the best performance over the long term, I believe markets have changed recently. Volatility increased compared with historical levels. Therefore, I actively manage my portfolio, anticipating bull/bear markets. I believe that retail investors can outperform index due to their smaller size compared with institutional investors.